These are the cards I actually carry. Every fee, bonus and earn rate below was checked against the official Amex page on October 21, 2026, and anything I couldn’t confirm was left out.
The Platinum Card
$799/yr · up to 130,000 MR points
Amex Cobalt
$15.99/mo · 5X on eats & drinks
Amex Green
No annual fee · 10,000 MR points
Business Platinum
$799/yr · up to 120,000 MR points
US Hilton Honors Amex
US card · no annual fee · 70,000 Hilton points + Free Night
Heads up: some links on this page are my personal referral links. If you are approved through one, I may earn points at no cost to you. Full disclosure.